3/2 2-car garage waterfront in Lutz. 50-ft dock+canal to ski lake, 40-ft pool. Renovated 2024. No HOA/CDD. --- This 3-bedroom, 2-bath waterfront home with a 2-car garage sits on a corner lot in Lutz, Florida, with direct canal access to a ski lake and no HOA or CDD fees. The fully renovated interior and 40-foot in-ground pool make this one of the more complete waterfront packages currently available in Hillsborough County at this price point. The redesigned kitchen anchors the interior with contemporary soft-close cabinetry, quartz countertops, stainless steel appliances, and a tile backsplash. New luxury vinyl plank flooring runs throughout the home. A formal living room includes a wood-burning fireplace with pool views. The primary suite faces the water and connects to a fully updated ensuite bath with walk-in shower. The second bathroom has also been updated. Closet space is generous throughout, and multiple living areas provide flexibility for dedicated office or flex-room use. Outdoors, the property delivers significant differentiation. A 50-foot dock sits on an extra-wide canal with a private island feature and direct boating and canoe access to an adjoining ski lake. The 40-foot in-ground pool is paired with a 50-foot deck and a screened patio. The fully fenced backyard includes space designated for boat or RV parking. The corner lot configuration adds usable outdoor area beyond what a standard lot would provide. A RATED SCHOOLS, STEINBRENNER HIGH SCHOOL DISTRICT! No HOA or CDD. Easy access to Veterans Expressway, Tampa International Airport, restaurants, shopping and so much more.